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Review your options for an overdue balance, including resolving payment issues and setting up a payment arrangement.
There was an issue with my payment. What should I do to avoid future late payment charges?
Payment issues can occur for the following reasons, but not limited to:
Bank account or payment card issues
Your credit or debit card is expired.
The payment was made to an invalid or incorrect TELUS account number.
Your bank or credit card issuer identified fraudulent activity.
You reached the limit on your bank account or payment card.
The payment was made to a closed bank account.
The payment information provided to TELUS was incorrect.
Note
: You can resolve issues related to your bank or payment card by updating your payment information either online or by calling your financial institution. Log in to
For issues unrelated to your bank account or payment card
, here are some tips on how to prevent late payment charges in the future:
Pre-authorized payments are withdrawn six days before the bill due date. We advise customers to set up pre-authorized payment at least 15 business days before the bill due date. Otherwise, if a pre-authorized payment is made close to the withdrawal date, a one-time payment will be required to avoid late charges.
To avoid payment posting delays, make sure to pay at least five business days before the bill due date.
If you miss your payment(s), your service may be disconnected and you’ll be subject to a reconnection fee. Your credit rating may also be affected.
Late charges of 2.91% compounded monthly, 41.09% per year (2% compounded monthly, 26.82% per year for Quebec customers), are applied to any overdue balance starting one calendar day after the date shown on your invoice.
Late payments are reported to the credit bureau and added to your credit report at least 30 days after the payment due date.
To avoid late payment charges in the future, we strongly recommend setting up pre-authorized payments. This will have a positive impact on your bureau and will help build your credit. Visit our support article to learn how to
: If a bill is delayed due to an issue on our end, your account is protected from being charged a late payment fee.
If you need to set up a payment arrangement
To avoid missing payments, the best option is to always pay your bill immediately. However, if you’re unable to do so, you can make a payment arrangement, also known as a payment plan, to avoid service disruption.
Payment arrangements allow you to divide your balance up to three payment dates. Your account will be protected from interruptions as long as the payment arrangements are followed. It will depend on our payment services for the eligibility and the conditions of a payment arrangement.
Am I eligible for a payment arrangement?
To see if you’re eligible for a payment arrangement, go to the
on how to find your account number in your My TELUS account.
Disconnected service. What now?
My service was disconnected due to a missed payment. How can I get it back?
The best option is to pay your bill immediately. If you’re unable to do so, you might be eligible for making a payment arrangement, which is an agreement to pay your bill at a later date.
To see if you’re eligible for a payment arrangement, go to the
or over the phone. Credit card payments will be processed immediately.
You can also make a payment at your bank or financial institution (at the teller or ATM). Please make your payment at least three business days ahead of the due date.
Yes, a late payment can affect your credit score. TELUS regularly reports your credit. And even with payment arrangements, the account will still incur late payment charges.
How to report a payment
I made a payment at my bank. I’m worried it might not have reached TELUS yet. What options do I have?
If you’ve paid your entire overdue balance (or more), you may be eligible to send us an online payment notification.
To see if you’re eligible to send an online payment notification, go to the
. If you’re eligible, you’ll see a link to notify us of a recent payment.
My service was disconnected, and I notified TELUS of my payment. How soon will my service be restored?
Once we’ve received your online payment notification, we’ll restore your service quickly (typically within an hour). Make sure you turn your device off and on again to reactivate it.
Will I be charged a reconnection fee once my service is restored?
Yes. For Mobility services, a reconnection fee of $50 will be applied to your next bill. For Home Services, a reconnection fee of $45 will be applied to your next bill.
I want to advise TELUS of a partial payment. Can I do that online?
If you’ve paid your entire overdue balance (or more), you may be eligible to send us an online payment notification.
To see if you’re eligible to send an online payment notification, go to the
. If you’re eligible, you’ll see a link to notify us of a recent payment.
How to pay a bill using Clik2pay via Interac e-Transfer
To pay your bill using Clik2pay, please follow the instructions below
On some of your bill or collection notices you will see the Clik2Pay icon.
By clicking on the icon/link in your bill or notice, you can pay your bill via e-transfer. Clik2pay is a TELUS partner, and uses bank-grade security and privacy.
There are three easy steps:
Choose your bank or financial institution (from the Interac gateway page). Almost every bank supports Interac e-Transfer
Log in to your on-line or mobile banking app
Verify the payment information and approve the payment as shown by your bank
Please log in to request your one-time late payment fee credit.
You will need to be logged in to My TELUS to claim your late payment fee credit. Once you log in, you will see a form where you can fill out the request for the credit.